PostFinance

PostFinance is a retail bank based in Bern. As of June 2026 it does not open accounts for non-residents, worth knowing before you apply. As a retail bank, it typically expects little or nothing for residents, though non-resident access is limited — as of June 2026, and not a published per-bank figure.

About PostFinance

Retail and business banking for clients resident in Switzerland; since 2022 it no longer opens accounts for non-residents. PostFinance belongs to Swiss Post.

TypeRetail bank
Head officeBern
Legal namePostFinance Ltd
Assetsaround CHF 104.8 billion total assets (as of 2024)
Service languagesEnglish, German, French, Italian
Non-residentsNot available
  • Owned by Swiss Post.
  • One of the largest retail banks in Switzerland; stopped opening accounts for non-residents in 2022.

Opening an account at PostFinance as a non-resident

PostFinance no longer onboards clients who live outside Switzerland, so the standard non-resident route does not apply here. If you are set on a Swiss account, our guide to opening a Swiss bank account sets out which banks accept international clients and what they ask for.

Is PostFinance a fit for a non-resident?

As a retail bank, PostFinance is built around customers resident in Switzerland. A non-resident without a Swiss footing will usually find a private or online bank the more realistic route.

If you would rather have this handled than explained, we prepare the source-of-funds file and introduce you to a suitable bank, and we can incorporate the company an account often sits behind. You can also compare PostFinance with 35 other Swiss banks.

Official website: PostFinance.

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FAQ

Frequently asked questions.

01Can a non-resident open an account at PostFinance?
No. As of June 2026, PostFinance does not open accounts for clients resident outside Switzerland. A non-resident should look instead to a private bank or an online bank that accepts international clients.
02What kind of bank is PostFinance?
PostFinance is a retail bank, part of Swiss Post, based in Bern. Owned by Swiss Post.
03What is the minimum to bank with PostFinance?
There is no published per-bank minimum. As a retail bank, PostFinance typically expects little or nothing for residents, though non-resident access is limited. The realistic entry point depends on the relationship rather than a fixed rule (as of June 2026).
04Does PostFinance serve clients in English?
Yes. PostFinance runs an English-language service alongside German, French, Italian, so a non-resident can be onboarded and advised in English.

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